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Australia’s Lowest-Rate
Personal Loans Over 20K

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Best Personal Loan Rates Australia Over 20k

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Comparison rate 7.59%

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Electric Loans
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Freedom to achieve your goals

If you need some cash to help make your dreams achievable, our team of experts can help. We have access to a huge range of the best rate personal loans used for vehicles, holidays or renovations and the expertise to help you make the right decision for your financial circumstances.

We take the time to understand your needs and walk you through your options, guiding you through the application process to take the hassle out of your loan application. With Electric Loans, you’ll save money over the life of your loan, and select one of the best rate personal loans in Australia that is right for you.

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Why Choose Us?

Freedom of Choice

We consider loans from a range of banks and lenders, so you’ll get access to the best deals possible.

Expert Guidance

Our team of financial experts will help you get the right solution for your individual needs.

Time Saver

Our experience and access to a vast number of loan options will help you save time and get the best deal.

Wide Range

There are many different types of loans that could be available. Our expert staff will help you decide on the best for your circumstances.

Additional Information

Minimum repayment period – 36 months

Maximum repayment period – 84 Months

Maximum Annual Percentage Rate (APR) – Comparison rates from 6.59%

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Representative example of the total cost of a personal loan, including all applicable fees – Total repayments inclusive of fees & charges * for a 5-year loan of $20,000 at 6.49%. Total amount payable of the course of the loan period would be $24,320.49 which includes interest of $4,320.40 & an establishment fee of $450. Fees and rates are always based on an individual’s financial circumstances.

*The comparison rate shown is for a secure loan amount of $20,000 over a term of 5 years based on weekly repayments. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Approval is subject to customer profile and lender guidelines.

What sets us apart?

At Electric Loans Australia we aim to make personal loans as painless as possible. We’re here to make the process easier.

We can help getting you approved

For the best rate finance broker in Australia, contact Electric Loans – the forward-thinking finance experts.

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