Different financing types have unique requirements and identifying your purpose enables us to guide you through the most appropriate options.
Asset Loan
Personal Loan
Lenders often have specific policies based on residency due to factors like financial stability and the ability to remain in the country long-term.
Citizen
Permanent Resident
On Visa
This information ensures we consider options tailored to your visa situation.
Yes
No
A longer visa term indicates greater stability and reduces the lender's risk.
Being at least 18 is typically the legal minimum age to enter into financial agreements.
An income threshold ensures you have adequate disposable income after meeting living expenses and existing financial commitments. (Income can include incomes from employment, share, investments, government pensions etc)
This information helps evaluate your financial history and risk profile, ensuring you're matched with suitable loan products.
This helps lenders gauge your reliability as a borrower and determine your ability to manage additional financial obligations.
3 or less than 3
4 or more than 4
This information aids in finding solutions that accommodate your circumstances.
Less than $5000
$5000 or more
Your answers helps us find the best lenders for you
Car
Motorcycle
Marine
Caravan
Bus
Equipment
Trailer
Heavy Vehicle
Prime Mover
Other
Being at least 18 is typically the legal minimum to enter into financial agreements.
Stable employment is generally viewed favorably by lenders, while variable income streams may require additional documentation.
Unemployed
Employed
Self Employed
Retired
Clear and documented income is often a prerequisite for loan approval.
Salary
Hourly
Being with the same employer for more than 6 months demonstrates consistent income, reducing the perceived risk of lending to you.
For many lenders, previous work experience can demonstrate stability and reliability in maintaining consistent income over time. If this is your first job, lenders may require additional information, such as the duration of your current employment or other sources of income, to evaluate your financial capacity and suitability for a loan.
A minimum income threshold ensures you have the financial capacity to meet repayment obligations while covering essential living expenses. Lenders use this to assess affordability and ensure responsible lending practices. Applicant should not be on maternity leave or worker’s compensation.
Lenders use this information to evaluate your borrowing history and determine the terms and conditions they may offer or whether alternative options are needed.
Lenders consider all sources of income to assess overall financial stability and repayment capacity.
To qualify, a minimum income of $5,000 per month and at least 1 year of continuous business trading are required. These criteria demonstrate consistent income streams and a proven ability to manage and sustain your business operations, which are critical for meeting loan repayment obligations.
Outstanding defaults or missed repayments on business accounts can impact your creditworthiness. This information helps evaluate your financial history and identify potential risks that may influence the terms of your loan.
Lenders view settled defaults more favorably, as they indicate you are actively managing financial responsibilities and reducing risk.
This question ensures you have a stable and sufficient source of income, such as pensions, retirement savings, or other benefits. A minimum weekly income of $800 is a baseline to demonstrate your financial capacity to manage loan repayments while maintaining your living expenses.
Outstanding defaults or missed repayments indicate potential financial challenges and may impact your creditworthiness. Lenders consider this information to assess risk and determine appropriate loan terms or alternative solutions.
The number of unpaid defaults provides insight into the frequency of past financial issues. Fewer unpaid defaults suggest a more manageable credit history, while multiple defaults may require additional scrutiny.
The total value of defaults helps evaluate the severity of past financial challenges. A default value under $5,000 is generally viewed as more manageable, potentially allowing for better loan options, as it suggests a lower level of financial risk.